1203 S Western Ave, Anaheim, CA, USA
Our Workers Comp. Insurance Partners
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It is important for businesses to have a workers’ Comp.
✅ 1. It’s the Law in California
Under California Labor Code Section 3700, every employer is required to carry workers' compensation insurance if they have even one employee.
- Not having coverage is illegal, and can lead to:
- Fines of up to $100,000
- Stop work orders shutting down your business
- Criminal charges, including jail time
- Fines of up to $100,000
✅ 2. Protects Your Business from Lawsuits
If an employee is injured on the job and you don’t have workers' comp, you can be personally sued for medical bills, lost wages, and pain and suffering. With a policy:
- Injured workers give up the right to sue you in most cases
- Your legal liability is drastically reduced
✅ 3. Covers Employee Medical Expenses
Workers’ compensation pays for:
- Medical care
- Emergency room visits
- Surgeries, rehab, medication
- Ongoing treatment for work-related injuries or illnesses
✅ 4. Provides Wage Replacement
If an injured employee can’t work, the policy provides temporary disability benefits to replace lost wages—keeping your team supported and avoiding hardship for your staff.
✅ 5. Helps Retain Talent and Build Trust
Offering workers' compensation shows employees you value their safety and well-being. It:
- Encourages loyalty
- Boosts moral
- Helps recruit and retain top talent
✅ 6. Covers a Wide Range of Incidents
Workers’ comp doesn’t just apply to dangerous jobs. It also covers:
- Slip-and-fall injuries in the office
- Repetitive stress injuries (like carpal tunnel
- Illnesses caused by toxic exposure or long-term strain
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